Last Updated: September 4, 2026
These Terms of Service ("Terms") govern your access to and use of this website (the "Site") operated by Paula Lewis ("I," "me," or "my"). By accessing or using the Site, you agree to these Terms.
You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to misuse the Site, interfere with its operation, attempt unauthorized access, or use the Site in any manner that could disable, damage, or impair it.
The Site is intended to help visitors request a free life insurance policy review and/or an insurance consultation. The Site does not create an insurance contract and does not bind coverage.
I am a licensed independent insurance broker. I am not an insurance carrier. Any insurance products referenced are offered, underwritten, and issued by third-party carriers. Coverage is subject to carrier underwriting, eligibility, policy terms, conditions, limitations, exclusions, and availability.
If you submit information through the Site (including via a lead form), you agree that the information you provide is accurate and that you have the right to provide it. You understand that any review or consultation depends on the information you provide and that incomplete or inaccurate information may affect results or available options.
By providing your email address or other contact information, you authorize me to contact you about your request. Communications may include phone calls, emails, and other electronic messages.
SMS/Text Messages: Text messages may be sent only when you have provided the applicable consent to receive them. Consent to receive marketing text messages is not a condition of purchase. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out and HELP for assistance.
The Site and its original content (including text and design elements) are owned by me or my licensors and are protected by applicable intellectual property laws. You may view, download, and print pages from the Site for your personal, non-commercial use only. You may not reproduce, distribute, modify, or create derivative works without my prior written permission.
The Site may reference or link to third-party services, tools, or websites (including insurance carriers). I do not control these third parties and am not responsible for their content, availability, policies, or practices. Your use of third-party sites and services is subject to their own terms and policies.
To the fullest extent permitted by law, I will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or related to your use of (or inability to use) the Site or any information provided through it. This includes reliance on information on the Site and any decisions you make about insurance coverage.
I may update these Terms from time to time. The "Last Updated" date above indicates when these Terms were last revised. Your continued use of the Site after changes become effective means you accept the updated Terms.
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.
If you have questions about these Terms, contact:
Paula Lewis, Licensed Insurance Broker
Phone: 941-877-2452
Email: [email protected]